i just have to point out,you forgot the blessed items from the new plyers quests in new heaven.those includes:
a full set of blessed leather armor with many abilities,like hp increase and reflect dmg
many weapons,with 5hci,10ssi and 25 di,including an awesome kriss (lethal always at hand) and a war fork (bleed/disarm)
bracelet with mr/sr and some resist
a shield i think,not done the parry quest
others (blessed sewing kit?you res,kill a cow,skin it,craft your tunic on the spot,lol)
concerning templates,pvm everything is alredy been said,with sw stand out.pvp,my assassin is able to run naked,and spam ds+infection combo for great hilarity,only thing u need is some hci.
o,and remember,both pvp and pvm,a 120 ninja cat form can beat lethal poison.
edit:forgot -10 mage weapon blessed staff
and fiends lowers your karma,too,wich may not be the best for chivalry